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Fire / Allied Perils

Against the peril of FIRE AND/OR LIGHTNING

Insurable properties are BUILDINGS and their improvements / better merits, MACHINERIES, EQUIPMENTS, STOCKS and OTHER PROPERTIES. Additional perils - subject or additional premium

1 Fire and/or Lightning (FL)
2 Full Earthquake (FE)
3 Typhoon (Typ)
4 Flood (Fld)
5 Burglary Cover - for contents with specific amo (Burg)
6 Riot Strike Malicious Damage (RSMD)
7 Extended Cover

Motor Cars

MOTOR VEHICLE INSURANCE

Motor Cars Insurance are Classified into three (3) categories

1. Private Vehicle - all sedans
2. Commercial Vehicle - Vans, Pick-ups, School Services
3. Land Transportation Operators - paying passenger carrying vehicle

PROTECTION TO YOUR VEHICLE AND THIRD PARTY

Compulsary Third Party Liability (CTPL)

-For registration purposes but answers liability for third party bodily injury

Loss and/or Damage Cover(LD)

-Insurance for the unit itself, and will indemnity YOU as our Assured for accident related loss including loss by burglar to factory and to non factory added accessories as declared in the Policy.

Third Party Bodily Injury Cover(BI)

-This is in addition to Compulsary Third Party Liability

Third Party Property Damage Cover (PD)
-Will answer for the loss sustained accidentally to another vehicle or any third property.

UNNAMED PERSONAL ACCIDENT

-Covers 1-Unnamed Authorized Driver and Unnamed Passengers (sitting capacity for a certain unit) The unit insured when requested can be insured againsts Acts of God such are Earthquake,TyphoonFlood, Volcanic Eruption and Extended Cover(falling of aircraft)(EC)

Marine

MARINE CARGO INSURANCE

Outgoing or incoming cargoes

At JRS INSURANCE SERVICES, your cargo(es) is protected against losses incidental to marine adventure via any outgoing and incoming commercial Ocean Vessel, Airplane and by inland travel.

Engineering Risk

ENGINEERING LINES

We cater to the needs of contractors against loss and/or damage in connection with construction and/or erection works that's include third party liability which may arise in connection thereto.

The types of coverage we offer CONTRACTOR'S ALL RISK' ERECTION ALL RISK and ELECTRONIC EQUIPMENT INSURANCE.

Miscellaneous & Casualty

MISCELLANEOUS LINES

Various contigences may arise and our company offers Fidelity Guarantee, Comprehensive General Liability, Money Securities Payroll and Robbery and Scheduled Property Floter as Protection.

Bonds / Surety

THE BONDS

Before an Insurance Company can issue Government bonds or acts as Surety in an undertaking It must have an administrative order issued by the Office of the President of the Philippines and Our Company acquires that AO No. 244 issued May 31, 1957 and signed by the late President Carlos P. Garcia.

A contract of agreement between three parties the INSURER or SURETY guarantee the faithful performance by another party called the PRINCIPAL of an obligation or undertaking in favor of the OBLIGEE

And to name some we have Bidders Bond, Performance Bond, Surety Bond, Judicial (Civil, Heirs Administrators, Guardians) and Fidelity Bonds